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AGREEMENT BETWEEN YOU (referred to as the "User" or "You") AND INFORMATION SERVICES CORPORATION AND
ITS AFFILIATES (referred to as "Title Direct L.L.C.")
This web site and any web sites, web pages, and services also operated by Title Direct L.L.C. that are linked ("Title Direct L.
L.C. Sites") is offered to User on the condition that User accepts and agrees to abide by, without modification, all of the
Site. User's use of any. Site constitutes User's acceptance of, and agreement to, all such terms, conditions, and notices. In
for such other Title Direct L.L.C. Site shall control. User agrees to review all other terms and guidelines found throughout
the Title Direct L.L.C.Sites and abide by them if User chooses to use the sites, pages, or services to which they apply.
OWNERSHIP AND USE LIMITATIONS
All information, data, text, software, music, sound, photographs, graphics, video, messages, or other material ("Content")
presented to You on the Title Direct L.L.C. Sites is owned by Title Direct L.L.C. and various third parties. Nothing contained
on the Title Direct L.L.C. Sites grants User, by implication, estoppel, or otherwise, any license or right to use any of the
Content without the written permission of Title Direct L.L.C.or such other party that may own the Content. Any use of any of
the marks appearing throughout the Title Direct L.L.C. Sites without the express written consent of Title Direct L.L.C. or the
owner of the mark, as appropriate, is strictly prohibited.
User's sole rights of use to the Content are the right to view and print documents and graphics incorporated in the
documents from any Title Direct L.L.C. Site subject to the following: (1) the documents may be used solely for personal and
informational purposes and (2) the documents may not be modified or altered in any way. Except as expressly provided
herein, User may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit, or
distribute any software, product, services, or information from any Title Direct L.L.C. Site, in whole or in part, without the
prior written permission of Title Direct or the applicable third party.Title Direct L.L.C. reserves the right to make changes or
updates to the Title Direct Sites or the products or programs described on the Title Direct Sites at any time without notice.
Title Direct may not have the right to authorize User to download, publish, or republish any photographs, images, or audio
files (the "Graphical Content") accessed through any Title Direct Site. Title Direct provides User with the URL or address of
the owner or server of all Graphical Content. If User intends to make use of any Graphical Content accessed through any
Title Direct Site for commercial or noncommercial purposes (other than as part of viewing the Title Direct Sites or in a
printed form of the Title Direct Site) User must contact the server of the Graphical Content for permission to use it.
LINKS TO THIRD PARTY SITES
Title Direct has provided links and pointers to Internet sites maintained by third parties. Because Title Direct has no
control over such sites and resources, User acknowledges and agrees that Title Direct is not responsible for the
availability of such external sites or resources, does not endorse, and is not responsible or liable for any Content, privacy
policies, advertising, products, or other materials on or available from such sites or resources. User further acknowledges
and agrees that Title Direct will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged
to be caused by or in connection with use of or reliance on any such Content, goods, or services available on or through
any such site or resource.
Title Direct believes, but does not warrant or represent, that people who make information available on the Web do so with
the expectation that such information will be publicly and widely available. Title Direct also believes, but does not warrant or
represent, that making links to publicly accessible Web pages available at this site is legally permissible and consistent with
the common, customary expectations of those who make use of the Web communications media.
NO SECURITY REPRESENTATIONS OR WARRANTIES ARE MADE
Title Direct cannot, and does not, make any representations or warranties as to the security of any information (including,
without limitation, credit card and other personal information) User might be requested to give any third party or that the
site is free from viruses or other invasive and potentially damaging programs.
The information, software, products, and services included on any Title Direct Site or any third party site may include
inaccuracies or typographical errors. Changes are periodically made to the information contained at any Title Direct Site.
Title Direct and/or its respective suppliers may make modifications and/or changes in any Title Direct Site at any time.
Advice received via any Title Direct Site should not be relied upon for personal, medical, legal, or financial decisions and
User should consult an appropriate professional for specific advice tailored to User's situation.
TITLE DIRECT AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY,
RELIABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, OR RELATED
GRAPHICS CONTAINED ON ANY TITLE DIRECT SITE OR ANY THIRD PARTY SITE FOR ANY PURPOSE. ALL SUCH
INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT
WARRANTY OF ANY KIND. TITLE DIRECT AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES
AND CONDITIONS WITH REGARD TO THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED
GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF SECURITY, MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
TITLE DIRECT MAKES NO WARRANTY THAT (1) ANY STEWART SITE WILL MEET USER'S REQUIREMENTS, (2) THE
INFORMATION ON ANY TITLE DIRECT SITE WILL BE TIMELY OR ERROR-FREE, (3) THE QUALITY OF ANY PRODUCTS,
SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY USER THROUGH ANY TITLE DIRECT
SITE WILL MEET YOUR EXPECTATIONS, AND (4) ANY ERRORS IN ANY TITLE DIRECT SITE WILL BE CORRECTED.
IN NO EVENT SHALL TITLE DIRECT AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE,
INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT
LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH
(I) THE USE OR PERFORMANCE OF ANY TITLE DIRECT SITE OR THIRD PARTY SITE; (II) THE DELAY OR INABILITY TO
USE ANY TITLE DIRECT SITE OR THIRD PARTY SITE; (III) THE PROVISION OF OR FAILURE TO PROVIDE ANY
SERVICE; (IV) THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, OR RELATED GRAPHICS OBTAINED
THROUGH ANY TITLE DIRECT SITE OR THIRD PARTY SITE, OR (IV) ANY TITLE DIRECT SITE OR THIRD PARTY SITE
OR OTHERWISE ARISING OUT OF THE USE OF ANY TITLE DIRECT SITE OR THIRD PARTY SITE, WHETHER BASED ON
CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF TITLE DIRECT OR ANY OF ITS SUPPLIERS HAS BEEN
ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE
EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION
MAY NOT APPLY TO USER. IF USER IS DISSATISFIED WITH ANY PORTION OF ANY TITLE DIRECT SITE OR THIRD
USING SUCH TITLE DIRECT SITE OR THIRD PARTY SITE.
Stewart reserves the right to deny in its sole discretion any user access to any Title Direct Site or any portion thereof
NO UNLAWFUL OR PROHIBITED USE
As a condition of User's access and use of the Title Direct Sites, User will not use any Title Direct Site for any purpose that
is unlawful or prohibited by these terms, conditions, and notices. User may not use the Title Direct Sites or any services
offered through such in any manner that could damage, disable, overburden, or impair any Title Direct server, or the
network(s) connected to any Title Direct server, or interfere with any other party's use and enjoyment of any of the Title
Direct Sites or services thereunder. User may not attempt to gain unauthorized access to any non-public portion of the
Title Direct Sites for which it is not granted access, through hacking, password mining or any other means. User may not
obtain or attempt to obtain access to any materials or information not intentionally made available to the public through the
Title Direct Sites except as authorized by Title Direct.
Stewart does not want to receive confidential or proprietary information from User through the Title Direct Sites unless
specifically requested by Title Direct and on a secure web page. Except where expressly provided otherwise by Title Direct
, all comments, feedback, information, or materials submitted to Title Direct through or in association with any Title Direct
Site shall be considered non-confidential and Title Direct 's property. By submitting such comments, feedback, information,
or materials to Title Direct, User agrees to a no-charge assignment to Stewart of all worldwide rights, title, and interest in
copyrights and other intellectual property rights to the comments, feedback, information. or materials. Title Direct shall be
free to use such comments, feedback, information, or materials on an unrestricted basis.
Title Direct reserves the right to communicate with registered users at various times through e-mail. Upon registering a
new account with Title Direct , the new account may be automatically signed up to receive various e-mails and other
correspondence. Users may, in some instances, indicate preferences for receipt of some of these e-mails.
User represents and warrants that he or she is at least 18 years of age and possesses the legal right and ability to agree
conditions stated in the Title Direct Sites. User agrees to be financially responsible for all use of anyTitle Direct Site or third
party site (as well as for use of User's account by others, including without limitation minors living with User). User agrees
User's business or household to use any Title Direct Site or third party site under User's name or account, provided that
User hereby agrees to pay all charges that they incur and to be responsible for all other aspects of their usage. User
agrees to supervise all usage by minors of any Title Direct Site under User's name or account.
USE OF INFORMATION
The name, address, and payment information (if applicable) that the User provides via any Title Direct Site, together with
information regarding the manner in which the User uses any Title Direct Site, will not be processed or disclosed by Title
User agrees that Title Direct may share with other parties both aggregate information, individual information, and Locator
information gathered by Title Direct in the course of the User's continuing use of any Title Direct Site. "Aggregate
information" is information that describes the habits, usage patterns, and/or demographics of users as a group, or as a
part of a group, but does not describe or reveal the identity of any user. "Individual information" is information about a user
that is presented in a form distinguishable from information relating to other. "Locator information" consists of a user's
name, e-mail address, physical address, and/or other data about the user that enables the recipient to personally identify
As a condition of use of any Title Direct Site, User agrees to indemnify, protect, defend, and hold Title Direct and its
suppliers harmless from and against any and all liabilities, expenses (including attorneys' fees), and damages arising out of
claims resulting from: (a) User's use of any Title Direct Site or (b) User's customers or others accessing or using any Title
Direct Site by, through, or under User, including without limitation any claims alleging facts that if true would constitute a
acceptance of such changes.
USE OF ONLINE WEB COMMUNITIES
If any Title Direct Site contains bulletin board services, chat areas, news groups, forums, communities, and/or other
message or communication facilities (collectively, "Communities"), User agrees to use the Communities only to send and
receive messages and material that are proper and related to the particular Forum. By way of example, and not as a
limitation, User agrees that when using a Community, User shall not:
Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of
Publish, post, upload, distribute, or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent, or
unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of
publicity) unless User owns or controls the rights thereto or has received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation
of another's computer.
Advertise or offer to sell any goods or services for any commercial purpose.
Conduct or forward surveys, contests, pyramid schemes, or chain letters.
Download any file posted by another user of a Forum that User knows, or reasonably should know, cannot be legally
distributed in such manner.
Falsify or delete any author attributions, legal, or other proper notices or proprietary designations or labels of the origin or
source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communities.
Title Direct reserves the right to terminate User's access to any or all of the Communities, at any time, without notice for
any reason whatsoever.
Title Direct has no obligation to monitor the Communities. However, Title Direct reserves the right at all times to disclose
any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request, or to edit,
refuse to post, or to remove any information or materials, in whole or in part, in Title Direct's sole discretion.
User acknowledges that all Communities are public and not private communications; therefore, User's communications may
be read by others without User's knowledge. Always use caution when giving out any personally identifying information
about User or User's children in any Community. Title Direct does not control or endorse the content, messages or
information found in any Community and, therefore, Title Direct specifically disclaims any liability with regard to the
Communities and any actions resulting from User's participation in any Community. Forum managers and hosts are not
authorized Title Direct spokespersons, and their views do not necessarily reflect those of Title Direct.
By posting messages, uploading files, inputting data, or engaging in any other form of communication through any Title
Direct Site, User is granting Title Direct permission to:
Use, modify, copy, distribute, transmit, publicly display, publicly perform, reproduce, publish, sublicense, create derivative
works from, transfer, or sell any such communication; and
Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the
The foregoing grants shall include the right to exploit any proprietary rights in such communication, including but not limited
to rights under copyright, trademark, service mark, or patent laws under any relevant jurisdiction.
User agrees to (as available) send and receive electronic mail, engage in conferences and chats, download and upload
published in any Title Direct Site from time to time by Title Direct, and in accordance with applicable law.
Title Direct reserves the right for any reason to remove without notice any contents of any Title Direct Site received from
User, including without limitation bulletin board postings. Title Direct reserves the right to deny, in its sole discretion, User
access to any Title Direct Site or any portion thereof without notice. Title Direct reserves the right to edit any notices or
postings for clarity and length.
User acknowledges that chats, conferences, bulletin boards, and any other such communications forums hosted by any
Title Direct Site are public and not private communications. Further, User acknowledges that chats, postings, conferences,
and other communications by other users are not endorsed by Title Direct, and such communications shall not be
considered reviewed, screened, or approved by Title Direct.
SUBSCRIPTION BASED CONTENT
Some contents and/or services on a Title Direct Site may be offered to User conditioned on User's payment of subscription
fees. If User elects to purchase subscription based content/services and transmits to Title Direct a subscription purchase
request, User warrants that all information that User submits is true and accurate (including without limitation User's credit
card number and expiration date), and User agrees to pay all subscription fees User incurs. Like all Web publications,
those accessed through any Title Direct Site may be temporarily unavailable from time to time due to required
maintenance, failures, telecommunications interruptions, or other disruptions. Although Title Direct makes reasonable
efforts to minimize such downtime,Title Direct does not guarantee 100% availability of any site whatsoever. If User wishes to
cancel User's subscription for any reason, User may do so through the Subscription Services feature of the appropriate
web site, but there shall be no refunds of subscription fees previously paid.
User's subscription is personal to User and the members of User's household, and User may not transfer or make available
User's account name and password to others, including without limitation User's co-workers. Any distribution by User of
User's account name and password may result in cancellation of User's subscription without refund and additional charges
based on unauthorized use.
SOFTWARE AVAILABLE ON THIS WEB SITE
Software (if any) that is made available to download from any Title Direct Site ("Software") is the copyrighted work of Title
Direct Title Guaranty Company, its affiliates, and/or its suppliers. User's use of the Software is governed by the terms of an
end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). User may
not install or use any Software that is accompanied by or includes a License Agreement unless User first agrees to the
License Agreement terms. For any Software not accompanied by a license agreement, Title Direct hereby grants to User, a
personal, non-transferable license to use the Software for viewing and otherwise using any Title Direct Site in accordance
notices. Please note that all Software, including without limitation all HTML code and ActiveX controls contained in any Title
Direct Site, is owned by Title Direct, its affiliates, and/or its suppliers and is protected by copyright laws and international
treaty provisions. Any reproduction or redistribution of the Software, without the express consent of the copyright owner, is
expressly prohibited by law, and may result in severe civil and criminal penalties.
Violators may be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR
REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR
REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO
THE TERMS OF THE LICENSE AGREEMENT. User acknowledges that the Software, and any accompanying
documentation and/or technical information, are subject to applicable export control laws and regulations of the USA. User
agrees not to export or re-export the Software, directly or indirectly, to any countries that are subject to USA export
RESTRICTED RIGHTS LEGEND.
Any Software, which is downloaded from any Title Direct Site for or on behalf of the United States of America, its agencies,
and/or instrumentalities ("U.S. Government"), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S.
Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer
Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software -
Restricted Rights at 48 CFR 52.227-19, as applicable. Manufacturer is Title Direct L.L.C.,
Title Direct reserves the right to make any and all changes or discontinue the availability of any Title Direct Site at its sole
discretion without notice to User. Title Direct reserves the right to deny access to any Title Direct Site to anyone at anytime.
User agrees that Title Direct will not be liable to You or to any third party for any modification, suspension, or
discontinuance of any Title Direct Site unless specifically stated in a written agreement with Title Direct.
User's access to and use of the Title Direct Sites is governed by the laws of the State of Texas, U.S.A. User consents to the
exclusive jurisdiction and venue of courts in Harris County, Texas, U.S.A., in all disputes arising out of or relating to the use
of the Title Direct Sites. Use of the Title Direct Site is unauthorized in any jurisdiction that does not give effect to all
User acknowledges that no joint venture, partnership, employment, or agency relationship exists between the User and
a representative, agent, or employee of Title Direct and Title Direct shall not be liable for any representation, act, or
omission of the User.
to the User's use of any Title Direct Site or any information provided to or gathered by Title Direct with respect to such use.
limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be
deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the
and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written,
between the User and Title Direct with respect to the Title Direct Sites, unless specifically subject to a written agreement
admissible in judicial or administrative proceedings based upon or relating to the Title Direct Sites to the same extent and
subject to the same conditions as other business documents and records originally generated and maintained in printed
Contact 1-866-292-9250 with questions or problems with any Title Direct Site. Please provide the webmaster with
information, including the "URL" about the specific Title Direct Sites of which you are inquiring.
FOR INFORMATION REGARDING THE TITLE DIRECT PRIVACY STATEMENT, CLICK HERE
Title Direct, and other names of Title Direct products and/or services referenced herein are service marks, trademarks or
registered trademarks of Title Direct or its affiliated entities. Other product and company names mentioned herein may be
the trademarks of their respective owners. User's use of any Title Direct Site in no way authorizes User to use any Title
Direct name, trademark or logo.
All contents of any Title Direct Site are: Copyright © 2007 Title Direct L.L.C. and/or its suppliers.
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