|Our Service Means Your Peace of Mind
|What is Title Insurance?
Owning real estate is one of the most precious values of freedom in
this country. You want the assurance that the property you are
buying will be yours. Other than your mortgage holder, no one else
should have any claims or restrictions against your home.
Title insurance is issued after a careful examination of the public
records. But even the most thorough search cannot absolutely
assure that no title faults are present, despite the knowledge and
experience of professional title examiners. In addition to matters
shown by public records, other title problems may exist that cannot
be disclosed in a search. Title insurance eliminates any risks and
losses caused by faults in title from an event that occurred before
you owned the property.
Title insurance is different from other types of insurance in that it
protects you, the insured, from a loss that may occur from matters or
faults from the past. Other types of insurance such as auto, life, or
health cover you against losses that may occur in the future. Title
insurance does not protect against any future faults, but does
protect you from risks or undiscovered interests. Another difference
is that you pay a one-time premium for a policy that remains
effective until the property is sold to a new owner - even if that
doesn't occur for decades.
|Sevicing All 50 states
|Sevicing All 50 States